New data from 20 state-based marketplaces (SBM) shows more than 7 million enrollees nationally for the 2025 Enrollment Period. Pennie, Pennsylvania’s Health Insurance Exchange, is included in those record-breaking enrollment numbers with nearly 500,000 enrollees. This increase is attributed to additional flexibilities in eligibility and lower costs from federal Enhanced Premium Tax Credits offered in 2021. SBMs consistently report affordability as the top concern prohibiting access to coverage going forward.
To maintain the gains in enrollment and coverage and keep premiums low, Congress must extend these Enhanced Premium Tax Credits before they expire at the end of 2025. If not, the amount Pennsylvanians pay would increase by 82% on average, with many paying double, triple, or quadruple as much per month.